Before using or continuing to use the PipsbackFX website and services, please carefully review these Terms of Service together with our Privacy Policy, Cookie Settings, and any other terms applicable to PipsbackFX services. These documents collectively govern your access to and use of our website, Member Area, rebate services, affiliate program, and other services provided by PipsbackFX. By registering, accessing, or using PipsbackFX services, you acknowledge that you have read, understood, and agreed to be legally bound by the applicable terms. If you do not agree with these Terms of Service, you should not use PipsbackFX services.

Definitions and Interpretation

For the purposes of these Terms of Service:

PipsbackFX: An independent service providing trading rebate, cashback, and related services, operated by PipsbackFX Global.
Broker: A company that provides traders with access to trading platforms for Forex, metals, indices, stocks, cryptocurrencies, CFDs, or other financial instruments.
Partner Broker: A broker that has an IB, affiliate, partnership, or other commercial relationship with PipsbackFX.
Services: Services provided by PipsbackFX, including trading rebates or cashback, Member Area access, affiliate programs, loyalty or reward programs, broker information, promotions, and other related services.
Rebate or Cashback: A return of a portion of the spread, trading commission, or partner commission received by PipsbackFX based on eligible trading activity.
Client: An individual or legal entity that registers an account and uses PipsbackFX services.
Blocked Client: A client whose access to some or all PipsbackFX services has been restricted due to a violation of these Terms of Service, security concerns, or other permitted reasons.
Spread: The difference between the Ask and Bid price of a financial instrument at a particular time.
Member Area (MyPipsbackFX or MyPBFX): The client's personal area used to view rebate history, validate trading accounts, manage balances, request withdrawals, manage affiliate activities, and access other available features.
MyPBFX Wallet: The internal balance within the Member Area used to record rebates, affiliate commissions, rewards, or other available transactions.
Referral Link or Partner Link: A unique link provided to a client or partner to refer other users to PipsbackFX.
Privacy Policy: The document explaining how PipsbackFX collects, uses, stores, shares, and protects personal information.
Cookie: Data or storage technology used to operate website functionality, save preferences, maintain security, or for other purposes described in our Privacy Policy and Cookie Settings.

1. General Terms

1.1 Status of PipsbackFX

PipsbackFX is an independent service operated by PisbackFX Global. PipsbackFX is not a broker, bank, financial institution, investment manager, investment adviser, or part of any of our Partner Brokers. PipsbackFX does not hold, manage, invest, or trade client trading funds. Client trading accounts and trading funds are held and managed directly by the broker selected by the client.

1.2 Rebate Services

PipsbackFX provides rebate or cashback services based on partner commissions received from Partner Brokers for eligible trading activity. The amount, percentage, calculation method, update schedule, and rebate conditions may vary depending on the broker, account type, instrument, country, or program.

1.3 Partner Brokers

PipsbackFX aims to work with reputable brokers that hold licenses or are subject to regulatory supervision applicable to their respective jurisdictions. However, a broker's regulatory status, licenses, trading conditions, withdrawal policies, and other terms may change and remain outside the control of PipsbackFX. Clients are responsible for conducting their own assessment of a broker before opening or using a trading account.

1.4 Third-Party Services

PipsbackFX does not manage and is not responsible for third-party services such as:

trading signal providers;
Copy Trading;
PAMM;
MAM;
Expert Advisors (EA);
trading robots;
fund managers;
external education providers;
or other investment-related services.

Any profit, loss, dispute, or liability arising from the use of such third-party services is outside the responsibility of PipsbackFX.

1.5 Broker Withdrawals

PipsbackFX is not responsible for any failure, delay, refusal, or restriction relating to withdrawals from a broker. Where a client has not violated the broker's terms, PipsbackFX may assist in communicating with or requesting clarification from the relevant Partner Broker. The final decision regarding trading accounts, transactions, deposits, withdrawals, or client funds remains with the broker.

1.6 Trading Risk

PipsbackFX is not responsible for any losses arising from Forex, CFD, or other financial market trading activities, whether the trades are carried out directly by the client or by a third party. All trading decisions and associated risks are solely the responsibility of the client.

1.7 Violation of Broker Terms

Clients must not engage in trading activities that violate a Partner Broker's Terms of Service, trading conditions, promotional policies, affiliate policies, or other applicable rules. If a broker cancels or reduces commission because a client's activity is considered to violate the broker's terms, PipsbackFX reserves the right to:

cancel or adjust rebates;
debit rebates that were incorrectly credited;
suspend rebate services;
or remove the trading account from the PipsbackFX IB or partner group.

2. Client Registration and Accounts

2.1 Eligibility

Clients must meet the minimum legal age and other legal requirements applicable to the use of trading or related financial services in their country or jurisdiction.

2.2 Registration Information

Clients are responsible for providing true, accurate, complete, and up-to-date information when registering or using PipsbackFX services.

2.3 Account Security

Clients are responsible for maintaining the confidentiality and security of:

usernames;
passwords;
email accounts;
devices;
and other authentication information.

Clients must not provide unauthorized access to their Member Area.

2.4 Broker Credentials

PipsbackFX does not request:

trading passwords;
investor passwords;
broker account passwords;
PINs;
OTP codes;
private keys;
seed phrases;
or other confidential security credentials.

Clients must not provide such information to PipsbackFX or to anyone claiming to represent PipsbackFX.

3. Trading Account Validation

3.1 Validation Time

Trading account validation is generally processed within 15 minutes to 1 × 24 business hours. Saturday and Sunday are not counted as business days.

3.2 New Trading Accounts

Each new trading account created through a broker's Personal Area and intended to receive rebates must be added and validated in the MyPipsbackFX Member Area.

3.3 Late Validation

Delays in validating a trading account may result in part of the rebate being unavailable. For trading accounts that were already connected to the PipsbackFX IB before validation, the system may only be able to process and display rebate history for up to 7 days prior to the account validation date. Rebates outside this period may be forfeited and may no longer be claimable.

3.4 Eligible Accounts

Only trading accounts that have been successfully validated and remain under the PipsbackFX IB or partner structure are eligible to receive rebates. An account may continue to show a "Validated" status in the Member Area even if it is later transferred to another IB. However, eligibility to receive rebates ends once the account is no longer under the PipsbackFX IB.

3.5 IB Transfers

For trading accounts transferred to the PipsbackFX IB, rebates are calculated from the date the IB transfer is approved by the broker and the account meets the applicable rebate requirements.

3.6 Trading Account Removal

For technical, transaction-record, and operational reasons, trading accounts that have been added to the system may not always be permanently deleted from the Member Area history. Accounts with either "Validated" or "Failed" status may be archived if they are no longer in use. The retention of personal information is governed by the PipsbackFX Privacy Policy.

4. Rebate Calculation, Crediting, and Payments

4.1 Trading Conditions

PipsbackFX provides rebates without adding a markup to the broker's spread or trading commission unless otherwise specifically stated on a broker page or particular program. Trading conditions are determined by the broker.

4.2 Rebate Calculation

Rebates may be calculated based on:

a percentage of partner commission received by PipsbackFX;
a percentage of spread;
a percentage of trading commission;
a fixed amount per lot;
trading volume;
or another calculation method determined by the Partner Broker.

Rebate amounts and percentages may vary by broker, account type, instrument, country, or program.

4.3 Rebate Data Sources

Rebate calculations are based on commission and trading data received by PipsbackFX through broker systems, dashboards, reports, APIs, or broker cabinets. PipsbackFX may review or adjust rebate calculations where there are technical errors, duplicate data, broker corrections, reporting discrepancies, or other irregularities.

4.4 Broker Commission Reversals

PipsbackFX is not obligated to pay a rebate where the commission forming the basis of the rebate has been:

cancelled;
reduced;
rejected;
corrected;
or not paid by the broker.

This may occur due to trading violations, transaction corrections, technical errors, disputes, fraud, changes in broker policies, insolvency, bankruptcy, or other reasons determined by the broker.

4.5 Update Delays

Rebate reports and payments may be delayed due to:

delays in broker reporting;
API interruptions;
payment system issues;
maintenance;
system development;
server issues;
circumstances beyond the reasonable control of PipsbackFX;
or other operational conditions.

4.6 Rebate Crediting

Rebates are credited to the MyPBFX Wallet or processed through another available method according to the rebate schedule stated on the relevant broker page.

4.7 Manual Withdrawals

Manual withdrawals from the MyPBFX Wallet, reward point redemptions, or affiliate commission withdrawals are generally processed by the finance team within: 15 minutes to 2 × 24 business hours. Saturday and Sunday are not counted as business days.

4.8 Incorrect Payment Information

PipsbackFX is not responsible for payment errors caused by incorrect, incomplete, or invalid payment information provided by a client. Clients are responsible for verifying payment information before submitting a withdrawal request.

4.9 Incorrect Transfers by PipsbackFX

If PipsbackFX mistakenly transfers funds to a client that the client is not entitled to receive, the client must return such funds. PipsbackFX also reserves the right to adjust or debit the client's MyPBFX Wallet by the amount incorrectly transferred.

4.10 Change of Payment Method

If a client's payment method is unavailable, blocked, experiencing technical problems, or unable to receive payments, the client may use another available and eligible payment method.

4.11 Payment Fees

PipsbackFX does not charge a rebate withdrawal fee unless otherwise stated. However, banks, blockchain networks, e-wallet providers, payment processors, or other payment providers may independently charge transaction fees. Such fees are outside the control of PipsbackFX.

4.12 Payment Complaints

Complaints regarding delays in:

rebate payments;
reward point redemptions;
or affiliate commission payments

may be submitted after the processing period specified in Section 4.7 has elapsed.

5. Affiliate and Referral Program

5.1 Referral Links

Eligible clients may receive a Referral Link or Partner Link that can be used to refer other users to PipsbackFX.

5.2 Affiliate Commissions

Affiliate commission rates, eligibility requirements, calculation methods, and payment schedules are governed by the affiliate program applicable at the time the commission is earned.

5.3 Commission Adjustments

If a transaction, rebate, or commission forming the basis of an affiliate commission is cancelled or corrected, PipsbackFX reserves the right to adjust the related affiliate commission.

5.4 Prohibited Use

Referral links must not be used for:

spam;
fraud;
misleading advertising;
impersonation;
illegal activities;
or any activity that may harm PipsbackFX, Partner Brokers, or other users.

PipsbackFX reserves the right to restrict or terminate participation in the affiliate program where abuse is identified.

6. Privacy and Data Protection

6.1 Privacy Policy

The collection and processing of personal information is governed by the PipsbackFX Privacy Policy, which forms part of the terms governing the use of our services.

6.2 Information We May Process

To provide our services, PipsbackFX may process information including:

identity and contact information;
Member Area information;
trading account numbers;
Partner Broker information;
rebate and commission data;
payment information;
customer support history;
IP addresses;
device information;
and other technical information.

6.3 Purposes of Processing

Information may be processed in order to:

create and manage accounts;
validate broker accounts;
calculate rebates;
process payments;
operate affiliate programs;
provide customer support;
maintain security;
prevent fraud;
comply with legal obligations;
and improve our services.

6.4 Sharing of Information

Where necessary to provide services, certain information may be shared with:

Partner Brokers;
payment processors;
banks;
e-wallet providers;
hosting or cloud providers;
customer support providers;
security providers;
analytics providers;
professional advisers;
or competent authorities where required by law.

Further information concerning categories of data, processing purposes, lawful bases, retention, international transfers, and user rights is available in the PipsbackFX Privacy Policy.

6.5 Privacy Rights

Depending on applicable law, clients may have rights to:

access personal information;
correct inaccurate information;
request deletion;
restrict processing;
object to certain processing;
request data portability;
withdraw consent;
or exercise other applicable data protection rights.

Certain rights may be limited where information must be retained for legal obligations, transaction records, security, fraud prevention, or dispute resolution.

7. Cookies and Analytics Technologies

7.1 Essential Cookies

The PipsbackFX website may use cookies or similar storage technologies required for:

website functionality;
security;
authentication;
login sessions;
language preferences;
storing cookie preferences;
and other technically necessary functions.

Cookies that qualify as strictly necessary under applicable law may be used without separate consent where permitted.

7.2 Analytics

PipsbackFX may use analytics technologies to understand:

website traffic;
pages visited;
traffic sources;
website performance;
and general website usage patterns.

PipsbackFX may use Jetpack Stats provided by Automattic for analytics purposes. Further information regarding analytics-related data processing is available in the PipsbackFX Privacy Policy.

7.3 Cookie Choices

Where required by applicable law, users may be provided with cookie controls allowing them to:

accept analytics;
reject analytics;
or manage their cookie preferences.

Rejecting analytics does not disable cookies or technologies that are strictly necessary for basic website or Member Area functionality.

7.4 Changing Cookie Preferences

Where cookie preference controls are available, users may change their choices at any time through the Cookie Settings link or menu available on the website.

8. Security and Misuse of Services

8.1 Prohibited Activities

Clients must not:

attempt to access another user's account;
hack or exploit website vulnerabilities;
distribute malware;
manipulate rebate systems;
submit false transactions or information;
commit fraud;
abuse the affiliate program;
interfere with website functionality;
or use PipsbackFX services for unlawful activities.

8.2 Account Review

Where fraud, system errors, abuse, unusual activity, or other irregularities are suspected, PipsbackFX reserves the right to review an account before processing rebate or commission payments.

9. Account Suspension and Closure

9.1 Suspension or Blocking

PipsbackFX reserves the right to restrict or block access where a user:

commits fraud;
abuses the service;
violates broker terms;
makes serious threats;
harasses or abuses support staff;
attempts to damage or compromise the system;
or materially violates these Terms of Service.

9.2 Legitimate Balances Before Closure

Where there is no ongoing dispute, fraud investigation, chargeback, broker correction, or legal obligation, legitimate rebate and affiliate commission balances may be settled before an account is closed. Trading accounts may be removed from the PipsbackFX IB or partner group after services are terminated.

9.3 Account Closure by the Client

Clients may request closure of their Member Area account by contacting the support team. Closing an account does not necessarily result in immediate deletion of all information. Certain information may continue to be retained where necessary for:

transaction records;
payments;
security;
fraud prevention;
legal obligations;
or dispute resolution,

in accordance with the Privacy Policy.

10. Third-Party Websites and Services

The PipsbackFX website may contain links to:

Partner Brokers;
payment providers;
e-wallet providers;
banks;
social media platforms;
applications;
or other third-party websites.

PipsbackFX does not control and is not responsible for:

third-party content;
security;
availability;
privacy policies;
terms of service;
or independent data processing activities.

When users access third-party services, the terms and privacy policies of those third parties apply.

11. Service Availability

PipsbackFX aims to provide continuous access to its website and services. However, we do not guarantee that the website, Member Area, APIs, payment systems, or other services will always:

be available without interruption;
be error-free;
operate without delay;
or remain accessible at all times.

Services may be temporarily unavailable due to:

maintenance;
upgrades;
repairs;
security requirements;
service provider interruptions;
force majeure;
or other technical reasons.

12. Website Information and Content

Information published by PipsbackFX regarding:

rebates;
broker conditions;
spreads;
leverage;
commissions;
promotions;
regulation;
payment methods;
and broker services

is provided based on information available at the time of publication. Brokers may change their terms and conditions without the control of PipsbackFX. PipsbackFX aims to keep information reasonably up to date but does not guarantee that all information will always be complete, accurate, or current. Information published on PipsbackFX does not constitute investment advice, financial advice, or a recommendation to buy or sell any particular financial instrument.

13. Limitation of Liability

To the extent permitted by applicable law, PipsbackFX is not responsible for losses arising from:

trading activities;
market price movements;
investment losses;
broker decisions;
broker deposit or withdrawal issues;
termination of broker services;
changes in broker regulations;
use of third-party services;
internet disruptions;
device failures;
cyberattacks beyond our reasonable control;
maintenance;
or other events outside the reasonable control of PipsbackFX.

Nothing in these Terms of Service is intended to exclude or limit any liability that cannot lawfully be excluded or limited under applicable law.

14. Territorial Restrictions

PipsbackFX does not provide services to residents of the:

United States of America
Iraq
Israel
Lebanon
Syrian Arab Republic

PipsbackFX also does not intend to provide services to any person located in, residing in, or subject to the laws of any other country or jurisdiction where the use of Forex rebates, Forex or CFD trading services, or related financial services would be prohibited or contrary to applicable local laws or regulations. Users are responsible for ensuring that their use of PipsbackFX services and the services of our Partner Brokers is permitted under the laws and regulations applicable in their country or jurisdiction. PipsbackFX reserves the right to restrict registration, suspend access, decline services, or terminate access from any country, territory, or jurisdiction where such restrictions are required for legal, regulatory, broker-related, compliance, security, or operational reasons.

15. Intellectual Property

The PipsbackFX name, logo, designs, text, systems, materials, and content are protected by applicable intellectual property rights and may not be commercially used, copied, modified, or distributed without permission, except where such use is permitted by law. The use of the PipsbackFX brand or identity to impersonate PipsbackFX or mislead other users is prohibited.

16. Changes to Services

PipsbackFX may:

add;
modify;
limit;
replace;
or discontinue

features, brokers, payment systems, rebate schemes, loyalty programs, affiliate programs, or other parts of the service where necessary. If a change materially affects client rights or services, PipsbackFX may provide notice through the website, Member Area, email, or other available communication channels.

17. Changes to These Terms of Service

PipsbackFX may update these Terms of Service from time to time to reflect changes in:

services;
Partner Brokers;
technology;
payment systems;
the Privacy Policy;
cookie usage;
security requirements;
applicable laws;
or operational policies.

The "Last Revised" date indicates when these Terms of Service were most recently updated. Material changes may be announced through the website, Member Area, or another communication channel where appropriate. By continuing to use PipsbackFX services after updated Terms become effective, users will be deemed to have accepted the updated Terms to the extent permitted by applicable law.

18. Relationship with the Privacy Policy

The PipsbackFX Privacy Policy forms an integral part of the use of PipsbackFX services. For matters specifically relating to:

personal information;
cookies;
analytics;
data retention;
data sharing;
international data transfers;
or privacy rights,

the PipsbackFX Privacy Policy provides more detailed information.

19. Governing Law and Dispute Resolution

These Terms of Service are governed by the laws applicable to the extent that such law does not conflict with mandatory consumer rights or legal protections that cannot be excluded under laws applicable to the user. In the event of a dispute, the parties are encouraged to first attempt to resolve the matter through direct communication with PipsbackFX before pursuing other available legal remedies.

Last revision: 1 September 2026